“American Dream”

The Imminent Doubling Of College Student Loan Interest Rates: Tragedy For America!

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If nothing is done to prevent it, on July 1, student loan interest rates will double from 3.4 percent to 6.8 percent, and the Republicans in the House of Representatives are doing nothing to prevent this tragedy, not only for college students, but for the long term future of the American economy!

As it is, many college students are in a bind, unable to pay their student loans, and therefore, will lose their credit rating, and be unable to purchase homes, rent apartments, buy automobiles, plan to have children, and all of the other plans and dreams of young people, who get an education and then discover how difficult it is to gain employment in their field of study!

37 million young people have student loans, and close to 7 million are delinquent on student loans more than 90 days.

The average outstanding student debt per household was nearly $27,000 in 2010, and one in four students have a debt more than $61,000 per household, an insurmountable burden.

69 percent of student loans are paid by middle class and poor families, and 24 cents of every dollar earned in a poor household and 12 cents of every dollar earned in a middle class household goes to student debt payments. For the higher income level, only 2 cents per dollar earned goes to student debts, and only 31 percent of loans are in higher income households.

$1.1 trillion, second only to mortgage debt, is owned by students who have no hope in many cases of ever coming out from under what is a form of economic slavery!

With the Great Recession of 2008 and its aftermath, the effect has been to delay or forgo the vision of ever having a normal economic life of home, automobile, and marriage, the whole concept of the “American Dream”!

While this crisis festers, banks are able to borrow from the Federal Reserve at 0.75 percent, one eighth of what students will face after July 1, adding $2500 to their financial burden, while under a plan of Senator Elizabeth Warren of Massachusetts, students would get the same interest rate as banks, and save an average of $6500 per student.

This change in student loan interest needs to be adopted, but the GOP seems uninterested in doing anything, and lack of action will victimize millions of college students!

67 percent of Americans want the Warren plan adopted, and 83 percent want the loan rate to stay at 3.4 percent or go down to the bank rate of 0.75 percent!

Can the Republican Party for once do what is right for young people, since not all young people are born to wealthy parents? Can they show some understanding of the struggles of young people trying to get ahead and get an education, and still have a future of independence, ownership of homes and autos, ability to have children, and save for retirement?

Should student loans become a new form of economic slavery forced on us by banks which have no conscience, other than obscene profits?

The Heritage Foundation, Jason Richwine, And Racist Report On Hispanics And Latinos!

Ronald 4 Comments

Jason Richwine wrote a doctoral dissertation at Harvard University, accepted despite its racist, bigoted assertions about Hispanics and Latinos, and somehow, received a Ph. D. from the number one university in the nation!

Harvard should be ashamed of itself, for granting the doctorate for such a piece of garbage, and the professors on that committee have lost all credibility, no matter what else they are known for and have published, and this coming from an individual, myself, who had to please a distinguished committee of three professors, before gaining the honored degree 38 years ago, and then, publishing a revised edition with Johns Hopkins University Press six years later!

The Heritage Foundation is a despicable right wing organization, and just looking at who its leader is, former Senator Jim DeMint of South Carolina, already is telling, as he is one of the absolute worst Senators in the history of that legislative body, and is the heir, in many ways, to John C. Calhoun and Strom Thurmond!

So now it is Hispanics and Latinos who are “inferior” and have “low IQs”, instead of past groups said to be so, including Native Americans, African Americans, Irish Americans, Italian Americans, Polish Americans, Jewish Americans, Japanese Americans, Chinese Americans and every other group one can imagine!

The fact that it is poverty and deprivation and discrimination, that make it difficult to succeed in the short run are now being used to make broad judgments on an ethnic group, ironically the fastest growing group in American society!

Jason Richwine is a disgrace, and should have his doctoral degree revoked, and it is good to see that he resigned from the Heritage Foundation, but he will probably go to some other right wing organization, or end up on talk radio, and be defended by the likes of Michelle Malkin, a Japanese American, who became originally noticed for her defense of the internment of Japanese Americans in World War II!

The right wing knows no limits, and no insult is enough, beginning with our first African American President, and fighting against the tide of the American future, by attacking Hispanics and Latinos, who are smart enough to realize that the conservative movement and the Republican “Neanderthals” have no concern about their status and future!

So let the right wing continue to advocate its poison, and the response of Hispanics and Latinos will be overwhelmingly what it was in 2012, 70 percent and more for the Democrats and the progressive future, which wishes to advance the “American Dream”, rather than deny it to new generations by racist hatred!

Total Poverty, Deprivation, Lack Of Safety Net For Substantial Numbers Of Americans The Reality: The “American Dream” Denied!

Ronald 12 Comments

Despite the denial and lack of concern of many conservatives and Republicans about the tremendous maldistribution of wealth which has developed in the thirty two years since Ronald Reagan came to the Presidency, new statistics indicate just how desperate many Americans are, and how that desperation is particularly obvious in the South and in the Southwest parts of the United States.

Nearly half of US households, containing about 132 million Americans are in a dire situation, where they do not have any emergency funds for as little as three months, if a natural disaster, medical emergency or sudden unemployment occurred.

Think of the mental anguish these people go through if any of the above emergencies suddenly arise, with a feeling of no hope, and the possibility of homelessness, total destruction of personal credit, and the likelihood of becoming sick from stress itself!

Thirty percent of Americans do not have a savings account, and eight percent do not have any bank account at all.

In ten states, the poverty and hopelessness of a substantial part of the population is most evident, including in order:

Nevada
Georgia
Mississippi
Florida
Arkansas
North Carolina
Tennessee
New Mexico
Arizona
Louisiana

Notice also that only three states of these ten listed are “Blue” or Democratic (Nevada, Florida, New Mexico), while the other seven are “Red” or Republican.

With so many people in these states and others having little or no health insurance coverage, and low wage jobs predominating, and high credit card debt levels, one wonders how these unfortunate citizens cope with waking up daily, with such gloom and doom on the horizon! The “American Dream” is being denied!

Romney Government: Captive Of The Koch Brothers, Donald Trump, Jack Welch, Sheldon Adelson, David Siegel

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Six billionaires, who are accustomed to bullying their employees, and buying their way to what they want from politicians, have found a willing partner in a fourth of a billionaire, Mitt Romney, whose only real interest is to become President to enrich himself further, and accomplish his insane goal to make himself a billionaire, as they are, before he passes on to the next world, leaving his five sons the opportunity to become, over their lifetimes, multibillionaires–unbridled capitalism at its best.

The willing collaborators, and there are, indeed, others in this category besides these six, are:

The Koch Brothers, Charles and David Koch
David Siegel
Jack Welch
Sheldon Adelson
Donald Trump (who is clearly the “poorest” of this bunch!)

These people are accustomed to mistreating their workers; harming the environment; participating in unethical and illegal activities that they expect to avoid prosecution by colluding with rich politicians, such as Mitt Romney; spending a minor portion of their fortunes to promote policies that harm all but their own class; and spreading rumors and hate to divide the population, as they realize the weapon of “divide and conquer.”

These plutocrats belong in the Gilded Age of the late 19th century, but sadly, they and others like them are the power brokers who could “buy” our government, and dictate the end of democracy and fair play for all Americans, the end of the American Dream.

So defeating Mitt Romney is an urgency for the future of the Republic as we know it!

If Obama Loses, We Lose MUCH More Than He Loses!

Ronald 4 Comments

President Obama has made the statement that were he to lose the Presidential Election Of 2012, he and Michelle would do just fine, and that is certainly true.

After all, he has been President, will go down in history as a President who had some positive effects on the nation, and will be able to spend the rest of his life with great earnings potential, and rising popularity over time, and would be mourned when he dies, with a state funeral, and always be part of the story of American history.

Being a one term President, he would be likely to have a lower ranking in the list of Presidents, as Jimmy Carter and George W. Bush have had, along with William Howard Taft, Herbert Hoover, and Gerald Ford, the five Presidents of the 20th century who lost reelection.

Obama has had a record deserving of being listed higher, but he needs a second term to reach the ranks of the more outstanding Presidents.

But, ultimately, the biggest loser if Obama is not reelected, are:

Women–who will see their movement toward equality and dignity stalled or reversed in massive ways.

Gay men and women–who will likely lose the advancements on gay rights and gay marriage, and true equality in all ways.

Hispanics and Latinos–who will see more anti immigrant backlash, and will lose the advancements for young Immigrants under the proposed DREAM Act.

African Americans—who will see greater racism and discrimination, and setbacks in the promotion of equality and fairness of treatment.

Labor–who will see more attacks on workers rights, favoritism toward corporate employers, loss of collective bargaining rights, and setbacks in the lives of ordinary, struggling Americans who have no union representation.

Environmentalists–who will see more oil drilling, air pollution, refusal to understand the dangers of climate change, and allow economic development that endangers the health of millions of Americans, all for the motivation of profit over health concerns.

The poor–who have rough lives, will see a lack of concern or action to deal with the reality of child poverty, homelessness, hunger, the lives of single mothers, and further condemnation of the poor, reminding us of the Gilded Age and Social Darwinism.

The Middle Class–who will suffer further degradation, loss of opportunity to advance, and the potential for their children to succeed being lessened dramatically.

Young People–who will have fewer opportunities to advance in education and work, and will be embittered and disillusioned about the American Dream, which will be unfulfilled for millions.

Senior Citizens–who will have to live in fear of dangers to Social Security and Medicare, and will lose the sense of security and contentment in their older years.

The Disabled—whether young, middle aged, or old, who will see a loss of concern and support, as through Medicaid and other government programs.

Civil Libertarians–who will see further erosion of the Bill of Rights, and the promotion of narrow minded views of Muslims and Hispanics-Latinos by government policy.

The Peace activists–who will see America engaged in more wars, because of the power of Neoconservatives who will promote further foreign adventures.

Military Personnel and Veterans–who will see more soldiers killed in the future, and more ignoring of the needs of veterans who are fortunate enough to come home alive.

Educators and Intellectuals–who will be less appreciated and admired, and will be labeled “Communists, Socialists, Terrorists” by people in the Republican Party, who will do everything they can to attack education and freedom of thought, and call critics “unpatriotic”.

So Barack Obama will do just fine if he loses, but we, the American people, will lose so much, and it will transform our lives in so many negative ways that most people cannot conceptualize or imagine!

The New Deal And Great Society At Stake In the Presidential Election Of 2012!

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Franklin D. Roosevelt’s New Deal and Lyndon B. Johnson’s Great Society are at stake in the Presidential Election of 2012!

Mitt Romney and Paul Ryan represent a threat to Social Security and the labor legislation of the New Deal, which recognized labor rights to collective bargaining, and basic conditions of work, including hours and wages.

Mitt Romney and Paul Ryan represent a threat to the Great Society and its civil rights laws, its promotion of Medicare and Medicaid, massive federal commitment to education funding, its advocacy of the environment and consumer protection, its establishment of a commitment to public radio and public television, and its commitment to the poor among us, as well as the advancement of women’s rights and gay rights, which began in the 1960s!

Mitt Romney and Paul Ryan represent a return to the 1920s era which led to the Great Depression, and in many ways to the Gilded Age, before the reforms of the Progressive Era under Theodore Roosevelt and Woodrow Wilson.

The setting back of a century of progress and reform cannot be allowed to happen, as it would destroy the “American Dream”!

Paul Ryan Vice Presidential Pick Creates Most Ideological Election Since 1964!

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The decision of Mitt Romney to select Wisconsin Congressman Paul Ryan, head of the House Budget Committee, as his Vice Presidential running mate, throws down the gauntlet clearly for all voters!

This election will be the most ideological election since the Lyndon B. Johnson-Barry Goldwater race of 1964!

It is a clear cut attempt of the right wing—-the Tea Party Movement, the social conservatives, and the economic conservatism of Fox News Channel, The Wall Street Journal, The National Review, and The Weekly Standard—to destroy the New Deal and Great Society!

It is a war on senior citizens, minorities, women, the poor, the middle class, in favor of the elite wealthy two percent, the corporations, the privileged, who want to destroy the social safety net of Social Security, Medicare, and Medicaid!

It is the triumph of Ayn Rand, who promoted selfishness, greed, and lack of concern for our fellow citizens, in the mad dash to only promote one’s own interests!

It is an attempt to bring back the Gospel of Wealth of industrialist Andrew Carnegie in the Gilded Age!

It is the promotion of arrogance, selfishness, greed, a mean spirited nature, and false claims of promoting the so called message of Jesus Christ as not caring about the sick, the poor, the disadvantaged! Catholic nuns and open minded Protestant groups have condemned Ryan’s call for ending food stamps and other assistance to poor children, and his push to privatize Social Security, Medicare, and Medicaid, while wishing to give more tax cuts to the elite wealthy!

So the battle is on, and the election, which seemed to have no focus, has become very focused, and it is a battle for the middle and lower classes, and it is a battle that cannot afford to be lost, because if President Barack Obama loses, the “American Dream” will be destroyed, as we allow an oligarchy, which already has too much power and concentration of wealth, to seize control of all wealth and property, and make us closer to Fascism than at any time since the defeat of Fascism in World War II!

FANTASTIC VICTORY FOR THE AMERICAN PEOPLE, PROGRESSIVES, AND BARACK OBAMA!

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America can celebrate June 28, 2012 as one of the greatest days in the history of American reform, joining with the victories for Social Security under Franklin D. Roosevelt in 1935, and Medicare under Lyndon B. Johnson in 1965!

Barack Obama will go down as easily the greatest President, at least in domestic affairs, since LBJ!

America is finally coming into the 21st century on health care, and the decision of the Supreme Court is the most important decision of the Court in the past decade, and will reverberate throughout American history, and insure the victory of Barack Obama to a second term as President in November!

Social justice and humanity won out in this decision, and it advances American values of fairness, equity, and decency, and becomes institutionalized as part of the “American Dream”, which can be restored by a sound defeat of the Republicans and Tea Party right wing radicals in Congress this November!

But even if the opposition triumphs through their spending of inordinate amounts of money, and trying to suppress the vote, and wins control of both houses of Congress, Barack Obama will be there to stop their negativism and retreat with his veto!

So this is a day to celebrate, the most important day of this year, except for the Presidential Election Day on November 6!

The Republican Party Losing The Future: Suicidal Tendencies

Ronald 3 Comments

The Republican Party of 2012 is a shell of its old self, and has allowed itself to move out of the mainstream of American politics based on the extremism of religious zealots, greedy capitalists, and neoconservatives who believe American power must be waged everywhere no matter what the cost to the American economy.

The problem for the GOP is that the nation has changed so much from what it was, and the younger generation is alienated from these trends.

The younger generation is alienated from organized traditional religion that subjugates women.

The younger generation is alienated by the abuses of the wealthy, and are concerned what their future is in an economy that has decimated the middle class, and caused the loss of hope in the “American dream”.

The younger generation is alienated from the war machine mentality of neoconservatives and the Pentagon, which thinks that military force all over the globe is the only answer to world problems, and they want America focusing on its internal problems, rather than being a crusader all over the world, as they see American power as “imperialistic”.

The GOP is losing women, African Americans, Hispanics and Latinos, college graduates, those under 35, the struggling middle class, most major metropolitan areas, and the coastlines with large electoral vote states.

All they can attract in majority numbers are Christian and other religious fundamentalists, blue collar whites who have not attended college, the wealthy top two percent of the population, and the military oriented hawkish foreign policy advocates.

The Republican Party is losing the future in a nation more socially moderate, believing in economic opportunity, and wishing for more direct democracy by the masses, instead of all power in the hands of a powerful wealthy elite.

In other words, the nation is more progressive than conservatives and Republicans want to believe!

A Sad Development: Hull House (Chicago), Jane Addams’s Settlement House, Goes Into History!

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Hull House, the original “Settlement House” founded by Jane Addams in Chicago in 1889, is “biting the dust” in difficult economic times.

Founded as a model for others, Hull House had middle class and wealthier people operating and contributing to a place where immigrants and the poor could come and receive services, much of it gained by private contributions, but also with the growing involvement of government as a commitment to those less fortunate.

With the Great Recession doing its damage, even when the Great Depression of the 1930s did not impede its work seventy years ago, Hull House becomes another victim of the lack of commitment to the poor and deprived, at the same time that the wealthy become wealthier than ever before.

Instead of spending millions of dollars on trying to “fix” political results in the White House or Congress or the states, as Sheldon Adelson and the Koch Brothers and innumerable others are doing, as a result of the Citizens United Case of the Supreme Court two years ago, it would be so much more productive if wealthy people gave aid to what today would be called “community or neighborhood centers”.

But, of course, the fact that Barack Obama was a “community organizer” in Chicago is portrayed as if the future President was a Marxist, a Socialist, a radical, or a much maligned follower of Saul Alinsky, who has been demonized so much by Newt Gingrich, that if Alinsky was alive, he would have grounds to sue Gingrich for defamation of character.

In the midst of great deprivation, we seem to have no time to consider what poverty in America is like, what it is like to be an immigrant, what it is like to be stereotyped.

So Hull House’s demise is only a symptom of the crisis we face in an America that supposedly believes in equal opportunity and the “American Dream”, but does not practice it! Social Justice is the loser!