Consumer Financial Protection Bureau

Trump State Of The Union Address: Highly Divisive And Lies, Lies, Lies! :(

Ronald 14 Comments

Donald Trump gave the longest State of the Union speech ever delivered last evening, about 9,900 words lasting about 100 minutes, surpassing Bill Clinton’s State of the Union speech in 2000.

The speech was highly, extremely divisive, unusual as Presidents usually try to promote a sense of unity when giving the State of the Union address, even with the opposition party, but instead Trump was gloating about his victory, which he exaggerated regarding its magnitude.

Trump, as usual, lied, lied, and lied some more, distorting and exaggerating reality, facts, and truth.

Trump lied about Joe Biden’s record, calling him the worst President in US History (which was an example of projection about himself).

Trump also took a dig against Massachusetts Senator Elizabeth Warren, the primary promoter of the Consumer Financial Protection Bureau, that became law under Barack Obama, but now is on the chopping block.

Trump also claimed that there are people over 100 years of age, up to 300 years old, who are collecting Social Security, a clearcut attack on that program that has existed for 90 years since the time of Franklin D. Roosevelt. There is fear that Social Security may not be paid in future months, due to the claims of waste, fraud, and abuse that are totally preposterous, and with layoffs of civil service employees in that agency.

Trump also promoted the idea of seizing the Panama Canal and taking over Greenland from Denmark, which will antagonize Latin America and NATO respectively, as Trump promotes “imperialism”.

Watching the smirks of Speaker of the House Mike Johnson and Vice President JD Vance was infuriating, as the nation clearly is evenly divided, but there was no interest in crossing the aisle and promoting cooperation, with the Congress more divisive and the majority unconcerned about compromise and negotiation.

Trump’s promotion of tariffs with Canada, Mexico, and China will raise the cost of living dramatically, and soon, and goes against the record of history, that tariffs are counterproductive.

Plaudits to newly elected Michigan Senator Elissa Slotkin, who gave the Democratic response to the State of the Union, and introduced herself to the nation as a legislator who should be respected and paid attention to in the future of the Democratic Party.

The battle ahead for the average American taxpayer and families will be a long, bitter struggle, but the Democrats must not sit on the sidelines, but instead march, demonstrate, organize, and vigorously fight with every bone in their bodies against the extreme right wing tilt of the Republican Party, which has repudiated so much of their heritage over 170 years of their history from Abraham Lincoln to Theodore Roosevelt to Dwight D. Eisenhower to Ronald Reagan!

Donald Trump “Wrecking” American Government Agencies!

Ronald 16 Comments

Donald Trump and Elon Musk have become a “wrecking ball” on American Government agencies, as they are determined to reshape the federal government.

Without Congress having taken action to end agencies or transform agencies they had created, the executive branch headed by Trump has set out to do great damage to a multitude of such agencies, firing thousands of workers and making massive budget cuts without any backing by Congress, creating a horrendous crisis!

Among the agencies under attack are the following 20:

US Agency For International Development
Department of Education
Consumer Financial Protection Bureau
Consumer Product Safety Commission
National Oceanic and Atmospheric Administration
Department of the Interior
Environmental Protection Agency
Department of Health and Human Services
Federal Bureau of Investigation
Central Intelligence Agency
Center For Medicare and Medicaid Services
Centers For Disease Control and Prevention
National Institutes of Health
Food and Drug Administration
Social Security Administration
Equal Employment Opportunity Commission
Public Broadcasting Service
National Public Radio
Occupational Safety And Health Administration
United States Postal Service

When one considers that the US Government, with about 2 million workers is the largest employer in the nation, and that 30 percent of government workers are retired veterans, the magnitude of the disaster that is occurring across the nation is massive, and will affect all Americans, not just those who are removed from government service!

Donald Trump And Elon Musk Attack On Federal Regulatory Agencies

Ronald 32 Comments

Donald Trump and Elon Musk have declared war on many federal regulatory agencies, creating a “clear and present danger” in so many areas of government policy.

These include the US Agency For International Development (USAID); the US Department of Education, which is a Cabinet post; the Federal Emergency Management Agency (FEMA); and the Consumer Financial Protection Bureau (CFPB).

These agencies were created by John F. Kennedy in 1961; Jimmy Carter in 1979 for the second and third listed agencies; and the latter by Barack Obama in 2010, after vigorous advocacy by Elizabeth Warren, before she won election to the US Senate in 2012.

Additionally, there has been discussion of weakening or eliminating the National Oceanic and Atmospheric Administration (NOAA); the Consumer Product Safety Commission (CPSC); and the Environmental Protection Agency (EPA), all created in the early 1970s under Richard Nixon.

This is pure madness, but at this point, Trump and Musk are like “Bulls in a China Shop”, abusing their power and no clearcut response from Democrats, state governments, and the courts, although cases are being brought to the courts, and Democrats are up in arms!

Trump And Musk Out To Destroy Federal Government!

Ronald 58 Comments

Donald Trump and Elon Musk have declared war on the federal government and its multitude of agencies, a totally destructive and dangerous move that will undermine economic, social, and political stability, and threaten American national security.

Among the government agencies being attacked and damaged are, in no special order:

Federal Bureau of Investigation
Central Intelligence Agency
US Agency For International Development
Department of Justice
Department of Defense
Department of the Treasury
Department of Labor
Department of Veterans Affairs
Centers for Medicare and Medicaid Services
Centers for Disease Control And Prevention
Equal Employment Opportunity Commission
Federal Aviation Administration
Federal Emergency Management Agency
Food and Drug Administration
Immigration and Customs Enforcement
Office of Management and Budget
Office of Personnel Management
General Services Administration
Social Security Administration
The Department of Education
National Oceanic and Atmospheric Administration
Environmental Protection Agency
Consumer Financial Protection Bureau
Consumer Product Safety Commission
National Labor Relations Board
Public Broadcasting Service
National Public Radio

These agencies were created under many Presidential administrations, both Democratic and Republican, since the time of Franklin D. Roosevelt more than nine decades ago!

The Gilded Age Returns: Dominance Of Billionaires In Trump Cabinet!

Ronald 3 Comments

It is quite clear that the “Gilded Age” of the late 19th century is returning under Donald Trump, with more than a dozen billionaires being part of his cabinet and as advisers, including most notably, although unofficially, Elon Musk and Vivek Ramaswamy.

The agenda is clear, to have massive tax cuts that will mostly benefit the super rich, with small tax savings for the rest of the nation.

And corporations will, sadly, dominate political discourse, and the aim seems to be to weaken or destroy the Consumer Financial Protection Bureau and the Environmental Protection Agency.

Therefore, the well being of every day Americans is coming under attack, with no regard for the damage that will be wrought.

It seems clear that many of the American voters who supported Donald Trump, out of ignorance and stupidity, will soon regret their decision, and realize that life will be more tough for them than they could have imagined.

It should lead to a reaction with the hope that Democrats will have the opportunity to regain control of the House of Representatives and the US Senate in 2026.

But a lot of the damage that will have been done will likely be very hard, if at all impossible, to reverse, particularly with an extremist right wing Supreme Court.

Project 2025: Attack On Crucial Government Agencies And Federal Regulations!

admin 5 Comments

Project 2025, the Heritage Foundation plan to promote massive right wing government in America, is a direct attack on crucial government agencies:

Eliminate the Department of Energy
Eliminate the Department of Education
Eliminate the Department of Commerce
Eliminate the Food and Drug Administration
Eliminate the Environmental Protection Agency
Eliminate the National Oceanic and Atmospheric Administration
Eliminate the Consumer Financial Protection Bureau
Transform the Department of Justice to an agency controlled by the White House
Radically Change the Federal Bureau of Investigation
Radically Change the Department of Homeland Security
Repeal Dodd-Frank Financial Regulations
Reduce Business Regulations
End Funding of National Public Radio and the Public Broadcasting System
Privatize the Federal Aviation Administration
Repeal Net Neutrality regulations

The whole concept of an “Administrative State”, which has been part of American government since Theodore Roosevelt onward, and with both parties, Democrats and Republicans, is under threat, as it is also due to recent Supreme Court decisions!

More Turnover In Trump Administration As Two Year Mark Of Term Arrives Next Month

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Yet more turnover is occurring in the Trump Administration as the half way mark of his term arrives in a month.

John Kelly is gone as White House Chief of Staff, and Trump had many people turn him down as Kelly’s replacement , and now the head of the Office Of Management and Budget, former Tea Party South Carolina Republican Congressman Mick Mulvaney, has agreed to be “Acting” head, as his insistence.  Mulvaney is actually worse than Kelly, more outrageous in his extremism, including when he headed the Consumer Financial Protection Bureau for awhile, with the aim of destroying this signature legislation and agency created by Elizabeth Warren and President Barack Obama in 2010.

And the despicable Secretary of the Interior Ryan Zinke, under multiple investigations for conflicts of interest and widespread damage to the preservation of our environment and the national monuments and national parks, will be leaving by the end of the year.

This is after other cabinet members, including Rex Tillerson, Jeff Sessions, Tom Price, David Shulkin, Nikki Haley, and Scott Pruitt have left, all under a cloud except Haley. 

Additionally, Betsy DeVos, Kirstjen Nielsen, Alex Acosta, Wilbur Ross, Matthew Whitaker, Steven Mnuchin, Ben Carson, and Rick Perry have faced major criticisms and investigations over policies and utterances.

This is, without question, the most corrupt and incompetent and investigated Cabinet of any Presidency in all of American history, and two more years to come.

A “Dream List” To Elect: Beto O’Rourke, Andrew Gillum, Stacey Abrams, Richard Cordray, Gavin Newsom

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As we near the Midterm Elections of 2018 on Tuesday, this blogger and author has a “dream list” that he would wish and hope would be elected to office.

One is competing for the US Senate–Congressman Beto O’Rourke of Texas, trying to defeat Senator Ted Cruz. O’Rourke has become a true “rock star”, often compared in face and charisma to Robert F. Kennedy, who he is not related to, but O’Rourke has inspired many people, and has a following, particularly, among millennials. Many see him as a future Presidential contender, whether he wins or loses next week, and some see him as a contender for 2020, absolutely amazing.

Four others are competing for governors of their states.

Andrew Gillum and Stacey Abrams are both African Americans, inspiring many people of all age groups, as they compete to become Governors of Florida and Georgia, and if they both win, it will be truly historic. Both are well spoken and charismatic, and Gillum reminds many of Barack Obama. Gillum has been Mayor of Tallahassee, the state capitol, and Abrams has been the Democratic minority leader in the Georgia House of Representatives from 2011-2017.

Richard Cordray is running for Ohio Governor, and was the head of the Consumer Financial Protection Bureau under Barack Obama, and a five time “Jeopardy’ winner, and would really be a plus for Ohio’s future if he was elected. He was also Attorney General, Treasurer, and Solicitor General of Ohio over a long storied career, and some see him as a future potential Presidential contender.

Gavin Newsom is assured of victory for California Governor, and as San Francisco Mayor, was the first public official to marry gay couples in 2004, and has served as Lieutenant Governor for the past eight years. He drips with charisma, and is also seen as a potential future Presidential contender.

The Record And Views Of Supreme Court Nominee Brett Kavanaugh Could Determine Constitutional Law To 2050!

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Tomorrow, the contentious hearings on the nomination of Supreme Court nominee Brett Kavanaugh will begin in the Senate Judiciary Committee.

These will be the most controversial set of hearings since 1987 and Robert Bork, and 1991, with Clarence Thomas.

On both of those occasions, the Democrats controlled the Senate, and Bork was rejected by a vote of 58-42, while Thomas was confirmed by a vote of 52-48.

The effect of Justice Clarence Thomas for the past 27 years has been profound, with many future potential Circuit Court or Supreme Court candidates having clerked for him.

Thomas has been trying to take us back to the Articles of Confederation in many ways, but also admiring Presidential power at the same time.

This is the danger of Brett Kavanaugh, that he would take America domestically back to the Gilded Age, wiping out the New Deal, Great Society, and everything Barack Obama changed.

He comes across on the surface as a pleasant, nice man, but it is all very misleading.

This is a man who worked for Ken Starr in the impeachment of Bill Clinton, and now Kavanaugh has changed his view of Presidential power 180 degrees.

This is a man who worked in the White House for George W. Bush, and helped to plan the idea of an anti gay marriage amendment, that was part of the campaign of Bush in 2004. And now, Donald Trump has used executive privilege to prevent 100,000 documents from Kavanaugh’s time in the Bush White House from being made available, which is another controversy now created, as why should the Senate be unable to examine all pertinent material about a nominee?

This is a man who worked to deny September 11 victims the ability to sue for damages, limiting unsuccessfully that intent.

This is a man who in his Circuit Court decisions has come out against abortion rights, against ObamaCare, against the Consumer Financial Protection Bureau, against labor union rights, and willing to support limitations on voting rights.

This is a man who might be able to vote on whether Donald Trump can be indicted or prosecuted, and should recuse himself on any such matters as a conflict of interest, but likely will not do so. Justice William Rehnquist, when new on the Court as an Associate Justice, recused himself from the US Vs. Richard Nixon case in 1974 (after which Richard Nixon resigned), because Rehnquist had worked in the Justice Department under Nixon. So that famous and significant case was 8-0, not 9-0 or 8-1, and at the least, a Justice Kavanaugh should recuse himself from any case involving possible legal action against Donald Trump.

Kavanaugh could affect future decisions on campaign finance, climate change, election gerrymandering, and travel bans, and regulation of guns.

He would also create a right wing conservative Court, unlike any since 85 years ago.

And being only 53, he could be on the Supreme Court until 2050, when he would reach 85 years of age.

This would be the most long range effect of Donald Trump, no matter how much longer he remains in the Presidency, along with the 26 and more Circuit Court confirmations already accomplished by Senate Majority Leader Mitch McConnell, along with Supreme Court Justice Neil Gorsuch.

The Democrats’ only hope would be IF all 49 Democrats hold fast (highly unlikely); Susan Collins and Lisa Murkowksi (both pro choice on abortion) abandoning the party ties on this vote (highly unlikely); and the person who replaces John McCain in the Senate (maybe Cindy McCain) joining the two women Republican Senators in voting against Kavanaugh (highly unlikely).

Crucial Gubernatorial Races That Could Affect The Future In Reapportionment Of Seats In Congress And State Legislatures After 2020 Census

Ronald 2 Comments

There are a number of crucial gubernatorial races coming up in November, which could dramatically change the future of American politics, and change the reapportionment of seats that comes about after the Census of 2020.

In Florida, Gwen Graham, the daughter of well respected former Governor and Senator Bob Graham, is now leading the Democratic primary in the polls, and she could affect the beginning of the return of Democrats to influence in the state legislature and in Congress, and is far preferable to Congressman Ron DeSantis, the favored Republican candidate backed by Donald Trump.

In Georgia, the Democrats have nominated Stacey Abrams, who has been the minority leader in the state House of Representatives, and is African American, against Trump endorsed Brian Kemp, the Georgia Secretary of State, who is extreme on gun rights.

In Ohio, Richard Cordray, the former head of the Consumer Financial Protection Bureau, and past Attorney General and State Treasurer, is the Democratic nominee for Governor, and is challenged by Ohio Attorney General Mike DeWine, former US Senator, Lieutenant Governor, and Congressman.

In Illinois, the Democratic nominee for Governor is J B Pritzker, a venture capitalist, entrepreneur, and philanthropist, competing against incumbent Republican Governor Bruce Rauner, also a venture capitalist and entrepreneur, who has had a contentious relationship with the Democratic controlled state legislature.

In California, Gavin Newsom, the Lieutenant Governor, is the Democratic nominee for Governor, running against Republican John Cox, a businessman, attorney and political activist backed by Donald Trump.

In Pennsylvania, sitting Democratic Governor Tom Wolf is heavily favored to win reelection, over Republican nominee and state representative Scott Wagner.

In Texas, Republican Governor Greg Abbott is challenged by former Dallas County Sheriff Lupe Valdez, with Abbott strongly favored to be reelected, but thought that she would be a strong challenge to Abbott.

These seven large states in population could see six out of seven victories for the Democrats, all but Texas, in all likelihood.

With Democrats having only 16 state Governors, but 36 gubernatorial elections coming up, the odds of a majority or more of state governors being Democrats in 2019 is considered a likelihood, and would allow the Democrats to have a great influence on reapportionment and gerrymandering in the next decade.